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Covers UNIMA, LUANAR, MUBAS and KUHES
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Show your parents and relatives love and care by registering them under Zikomo or Abale cover
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Comprehensive-ex and Standard-ex available for all retirees and resignees
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Has over 35,000 members across all member Universities
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With UNIMED you are guaranteed access to quality medical services
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Welcome to The University of Malawi Medical Scheme (UNIMED)

Member Universities

since our establishment in 2009,we are proud that our dedication and efforts have been recognized by our universities along the way

Schemes / Covers

COMPREHENSIVE COVER

Eligibility

Senior members of staff and their dependents (spouse, biological or adopted children) of UNIMA, LUANAR, MUBAS and KUHeS

Postgraduate students

STANDARD COVER

Eligibility

Standard cover is for Junior members of staff and their dependents (spouse, biological or adopted children) of UNIMA, LUANAR, MUBAS and KUHeS.

STUDENT COVER

Eligibility

All bonafide UNIMA, LUANAR, MUBAS, and KUHeS undergraduate students.

COMPREHENSIVE EX COVER

Eligibility

UNIMA, LUANAR, MUBAS and KUHeS resignees and retirees. 

UNIMA, LUANAR, MUBAS and KUHeS foreign students.

Departments

Medical

Oversees all Medical operations including benefits, claims approvals and and more

medical-unimed@unima.ac.mw

Accounts

Performs tasks that ensure smooth operation of the scheme through proper management of receivables and payables.

accounts-unimed@unima.ac.mw

Information

The information department deals with all ICT related tasks including member registration, dependent amendments, card renewals among others

information-unimed@unima.ac.mw

Announcements

F .A.Q's

To register, fill in the appropriate (Staff or Student) membership registration form which can be obtained from the downloads section or our offices.

For all staff members, you are required to attach two color passport-size photographs with a white background for you, and each dependent in cases of staff members, to the registration forms. Please clearly indicate the name of the person at the back of each photograph.

For Students, the UNIMED team visits Universities during the first semester of the academic year for registrations. All students who miss registration can visit our offices with a student identification card.
Visit an authorized Service Provider: Depending on your cover, you can visit any Service Provider of your choice. The list of all authorized service providers can be found on the Service Providers page.  You will be required to produce your UNIMED membership Identification card for verification.
Access treatment: You will be requested to complete the UNIMED claims forms which are already placed at the hospitals. Please ensure that you have included all information on the claim form: all names and relationships, dates, membership number, cover and University.
Please sign the Claim forms after they have indicated all the items and total cost of treatment. Before signing, please verify that you have received all the medication indicated on the claim form.
The claim forms are in triplicate and you are supposed to collect and keep the blue copy for your records. The hospital will send your bill to UNIMED for settlement. Don’t leave the hospital without knowing how much they have charged you for the medication and procedures.
Visit any approved optical service provider for eye test and quotations of glasses.  Bring the the quotation to UNIMED medical office for approval The approved quotation can therefore be used to get eyeglasses
Fill in the Card replacement form which can be downloaded from the Downloads page. You are required to attach a bank receipt of the amount specified on the form to be process. Payment details are specified on the form