Schemes / Covers
7 Cover Options
Choose the cover that suits your needs.
Staff, Students & Retirees
Covers for every stage of your journey.
Parents & Extended Family
Covers for your loved ones.
Benefits Vary by Scheme
Review scheme details for full information.
Available Schemes / Covers
Comprehensive Cover
For senior members of staff and their dependants of UNIMA, LUANAR, MUBAS and KUHeS.
Read MoreStandard Cover
For junior members of staff and their dependants of UNIMA, LUANAR, MUBAS and KUHeS.
Read MoreComprehensive Ex Cover
For UNIMA, LUANAR, MUBAS and KUHeS resignees, retirees and foreign students.
Read MoreAbale Cover
For parents and extended family members under a principal member's Standard cover.
Read MoreStandard Ex Cover
For UNIMA, LUANAR, MUBAS and KUHeS resignees and retirees who prefer to continue with UNIMED.
Read MoreWho can apply?
Staff, students, retirees and their eligible dependents can apply for the appropriate cover. Each scheme has specific eligibility criteria.
What each cover includes
Benefits vary by scheme and may include inpatient, outpatient, maternity, dental and optical services.
Need help choosing a scheme?
Our team can help you understand your options and choose the cover that best meets your needs.